Take Control of Your Finances

Restructure debt into one simple repayment plan and breathe easier knowing your future is secure.

Start Today

Need a Personal Loan?

Fast approval for salaried workers in PNG.
Money in your account within 4 hours.

Check Your Eligibility

Support Your Family, Grow Your Future

From school fees to cultural obligations, Kina & Toea helps you handle life’s big responsibilities with confidence.

See How We Help
↓

Why Choose Us?

Salary-Based Repayment
A loan with flexible repayments automatically deducted from your salary.
  • Repayments deducted from your salary
  • Choose 10–26 fortnights
  • Early settlement allowed
See more
Fast Approval (4 Hours)
Get your loan approved within just 4 hours for quick access to funds.
  • Simple document check
  • Approval target within 4 working hours
  • Funds disbursed quickly
See more
Consolidation Loan
Consolidate loans for easy, streamlined repayments.
  • Combine multiple balances into one loan
  • Single repayment schedule
  • Clear view of what you owe
See more
Loan Support

How Do We Support You

Life comes with many responsibilities, from caring for family to meeting cultural commitments and building a secure future. Our loans are more than quick cash. They give you breathing space, help you manage or restructure debt, and create opportunities that matter most for you and your loved ones.

  • Strengthening Your Home

    Keep your family safe and comfortable by repairing or upgrading your house when it matters most.

  • Investing in Education

    Give your children the chance to learn and succeed with timely support for school fees and supplies.

  • Health and Wellbeing

    When unexpected medical bills arise, we help you focus on healing instead of worrying about costs.

  • Family and Cultural Commitments

    Whether it is bride price, ceremonies, or traditional obligations, we stand with you in honoring what is important.

  • Debt Consolidation

    Simplify life by combining multiple debts into one clear and manageable repayment plan.

Check Your Eligibility

Loan Overview

  • Minimum Loan: K1,000
  • Maximum Loan: K10,000
  • Repayment Terms: 10 to 26 fortnights
  • Approval Time: Within 4 working hours
Repayment Calculator

Estimated repayments for - amount over -

-
per Fortnight
This is an estimate for illustration. Final figures may vary after document review.

Required Documents

  • 2x latest pay slips
  • Confirmation letter of employment
  • Valid Superannuation, Driver’s License, Work, or NID card
  • Last 2 months bank statements or ATM mini statement and card screenshot
  • ATM mini statement showing last salary deposit or copy of bank card
  • Statement of existing loans (if refinancing)
Apply Now